Recactiv Mission and Values

To better serve, creating added value in assets recovery.

Fortitude

Operating the NPL business since founded.

Success

Recactiv is the fastest growing company in the asset management business in Portugal.

Solidity

The company was founded in 1999. Equity ratio 45%; General Liquidity 182; Social responsibility.

Innovation

Continuous innovation; Custom software installed in high end IBM system with multiple redundancy and security technologies..


Team

Dedicated portfolio managers, asset managers and team leaders. Team of over 50 fulltime members

Security

We adopt ISO 27001 good security practices

Conduct

Acting responsibly and effectively in the name of others.


Dedication

Establishing long lasting relationships with clients.

Omnia posse recuperati

We keep trying until we get there. Our Motto is "omnia posse recuperati" - all can be recovered

Staff

Dedicated portfolio managers, asset managers and team leaders. Team of over 50 fulltime members

Skills

Management with many years of experience in the corporate banking and distressed assets.

Recactiv History

Operating in the domestic market since 1999, we have developed our business on an exclusive basis to support the management of processes in several financial institutions.

Year Category Event
2020 Office Lisbon office moved to a new facility
2018 Office Opening of Luanda Office in Angola
2018 Award SME Excellence award
2017 Office Opening of Lisbon Office in Portugal
2012 IT System Establishment of a secondary datacenter, for optimal business continuity
2011 Award Leading PME (SME) award
2010 Certification EN/ISO 9001 norm certification.
2008 IT System Creation of an extranet dedicated to clients
2006 IT System Investment in in-house IT and information systems.
2004 Certification Associated member of APERC (Portuguese associate of FENCA).
2004 Certification Certified by the CNPD (National Data Protection Committee).
2000 Office Incorporation of RECACTIV company and Headquarters establishment
1999 Begin Beginning of the project.

Recactiv Senior Managers

Management is dedicated to monitoring a specialized, organized and motivated teams, where innovation, quality, responsibility and commitment are values that distinguish us.

Miguel Rebelo

CEO / Founder

Founder of the company with many years of experience in the banking and distressed asset industries.

Tiago Moreira

CFO / Chief Financial Officer

10 years of experience in the financial area, going through various sectors and markets in multi-national companies.

Carla Lopes

Head of Legal

15 year experience in NPL Portuguese Market, providing expertize and strategic legal couselling to management and setting internal governance policies.

Recactiv in Numbers

21 years of recovery, with over 500.000 files managed and over 150 million euros recovered for major banks, financial entities and asset managers.

Files under Management


/nr. files
Debt Recovered


/euros
Employees


/employees
Recycling


/Kgs of separated residues
s

Recactiv Back-office


Organization

Management Team

Management is dedicated to monitoring a specialized, organized and motivated teams, where innovation, quality, responsibility and commitment are values that distinguish us.

Organization Level 2022 2023
Board 2 3
Directors 6 5
Supervisors 5 5
Recovery 20 13
Legal 4 3
Administrative 4 4
Training and Education

Training Plan

We have a multi-year training plan, based on the analysis of competencies, gaps and task requirements.
The plan is reviewed every year so we can assure it complies with internal and external requisites.

Level of Education 2022 2023
Elementary School 1  
Middle School 1 1
High School 18 13
Superior School 21 17
Contingency

Contingency replacement plan

We have a contingency replacement plan, which ensures the constant availability of the services provided.
The plan is tested every year so we can assure it complies with requisites